Frequently Asked Questions

Frequently Asked Questions

  • Why should I choose GFG?

    We compare loan products from over 38 lenders including major banks, second-tier banks, and other funds. We work for you, not the banks, doing the legwork and saving you time. Our home loan service is at no cost to you.

  • What is the process of getting a home loan?

    During your appointment, we assess your borrowing capacity and help you pick a suitable lender. After your appointment, we work on an application for you, send forms for you to sign, and then submit your application. The application is assessed by the bank, and once approved, loan documents are issued for signing.

  • What is the difference between a Basic Variable loan and a Standard Variable loan?

    Both loan types work similarly, but a Standard Variable loan typically offers a full range of features, whereas a Basic Variable loan has fewer features and often lower interest rates and fees.

  • What is an offset account?

    An offset account is a bank account linked to your home loan. The balance in this account offsets the amount owing on your home loan, reducing the interest you pay on your loan.

  • Can GFGhelp with refinancing existing loans?

    Yes, we can help you review and refinance your existing loans by comparing thousands of home loan products from over 20 lenders to find the best fit for you.

  • How does GFG support building a property portfolio?

    We assist in building your property portfolio by providing access to over 20 lenders, working with your accountant and solicitor to ensure a strong finance structure for tax deductions and asset protection.

  • What types of vehicle and equipment loans does GFG offer?

    We offer loans for vehicles and equipment, including options with zero deposit, fixed and variable rates, business and personal loans, and structured repayment options to suit your cash flow.

  • How can GFG assist with SMSF loans?

    We provide access to lenders offering SMSF loans for residential and commercial properties, along with a full analysis of the competitive advantages of each lender to help you make an informed decision.

  • What is the benefit of GFG Loan’s annual loan reviews?

    Our annual loan reviews ensure your loan always meets your needs, allowing us to make necessary adjustments to save you money and improve your financial situation.

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